Maximize Amazon Cash Back | The bank rate

The internet has changed the way we do almost everything, from the way we pay the bills to the way we shop. Where most of us used to go to the grocery store or drugstore for food and supplies in the past, just about everything we need and need is now available with just a few clicks. fast. If you’re an Amazon Prime member, you can even get the bulk of your purchases delivered with free two-day delivery.

Many of us have spent most of a year in isolation, which has only increased our addiction to online shopping. These days, it’s not uncommon to rely on Amazon.com to deliver school supplies to your kids, clothing for all the family members, and even your weekly grocery order.

With that in mind, maximizing Cash Back Rewards on your Amazon purchases can make a lot of sense. If you spend money online anyway, you can also get some rewards in return as well as access to some important cardholder benefits.

How do I get an Amazon refund?

So that you can earn money on all your Amazon purchases with a credit card rewards, the best way to earn rewards for Amazon purchases is with a co-branded credit card. With a Amazon credit card, you will be able to get one of the highest cash back rates on Amazon purchases, but you will also be able to earn rewards on all other purchases you charge on your card.

To get cash back, all you need to do is use your Amazon credit card while shopping. From there, your account will be credited with the cash back you earn, which you can use to cover further purchases from the retailer.

How do I get the most out of Prime Day?

Amazon.com’s annual sale, also known as “First dayWill take place this year from June 21 to 22. You will need to be a Prime member to take advantage of Prime Day and earn additional rewards on your spending. Savvy Prime members can earn even more with the right credit card. Read on to learn more about which credit cards are offering the best Prime Day perks this year.

What Are the Best Amazon.com Credit Cards?

Some Amazon.com credit cards are store cards, which means they can only be used for purchases made from the retailer. Others are traditional credit cards that you can use almost anywhere you shop. When looking for ways to get the most out of your Amazon shopping, consider adding one of these cards to your wallet.

Amazon Prime Rewards Visa Signature Card

  • Earn 5% on Amazon.com and Whole Foods Market, 2% in restaurants, gas stations and drugstores, and 1% on other purchases.
  • Get a $ 150 Amazon.com gift card instantly after card approval.
  • No annual fee ($ 119 Amazon Prime subscription required).
  • Key cardholder benefits include travel and emergency assistance, lost baggage reimbursement, baggage delay insurance, travel accident insurance, purchase protection, extended warranties, insurance car rental collision and more.

Amazon Rewards Visa Signature Card

  • Earn 3% on Amazon.com and Whole Foods Market, 2% in restaurants, gas stations and drugstores, and 1% on other purchases.
  • Get a $ 50 Amazon.com gift card instantly after card approval.
  • No annual fee.
  • No Amazon Prime subscription required.
  • Key cardholder benefits include travel and emergency assistance, lost baggage reimbursement, baggage delay insurance, travel accident insurance, purchase protection, extended warranties, insurance car rental collision and more.

American Express Blue Cash Preferred® Card

  • Earn 20% cash back on purchases made on Amazon.com with your card in the first six months (up to $ 200 back).
  • Earn 6% Cash Back at U.S. supermarkets (up to $ 6,000 in annual purchases, then 1% Cash Back afterwards) and on select streaming services, 3% at U.S. gas stations and in transit and 1% on everything else.
  • $ 95 annual fee ($ 0 annual start-up fee for the first year).
  • Receive a $ 150 credit on your statement after spending $ 3,000 on purchases with your new card in the first six months.

American Express Blue Cash Everyday® Card

  • Earn 20% cash back on purchases made on Amazon.com with your card in the first six months (up to $ 150 back).
  • Earn 3% Cash Back at U.S. Supermarkets (up to $ 6,000 in annual purchases, then 1% Cash Back afterwards), 2% at U.S. gas stations and select U.S. department stores, and 1 % elsewhere.
  • No annual fee.
  • Receive a $ 100 credit on your statement after spending $ 2,000 on purchases with your new card in the first six months.

Amazon.com Store Card

  • Earn 5% Off Amazon.com purchases with an Amazon Prime membership
  • Get a $ 100 Amazon.com gift card after approval
  • No annual fee.
  • No Amazon Prime subscription required.
  • Choose special finance offers that get you a six month introductory 0% APR for orders over $ 150 and 12 or 24 months for orders over $ 600 (variable 25.99% afterwards).

Amazon Business American Express Card

  • Choose between 5% money back or 90 day payment terms on U.S. purchases from Amazon Business, AWS, Amazon.com, and Whole Foods Market.
  • Earn 2% cashback at U.S. restaurants, U.S. gas stations, and purchases of wireless phone services purchased directly from U.S. vendors and 1% cashback on other purchases
  • Get a $ 125 Amazon.com gift card after card approval with an eligible Prime membership.
  • No annual fee ($ 119 Amazon Prime subscription required).
  • Key cardholder benefits include rental car loss and damage insurance, return protection, baggage insurance and more.

Information about the Amazon Rewards Visa Card, Amazon.com Store Card, and Amazon Business American Express Card was independently collected by Bankrate.com. Card details have not been reviewed or approved by the card issuer.

Does Amazon.com refund 5%?

You can earn 5% cashback on Amazon.com purchases with the credit cards we described above, but these rewards are offered through your card and not through Amazon.com itself. The Amazon Prime Rewards Visa Signature Card and Amazon Rewards Visa Card are actually reward credit cards from Chase, while the Amazon Business Prime American Express card is offered through American Express. In addition, the Amazon.com Store Card is offered by Synchrony Bank.

Also note that reward rates between Amazon.com credit cards may vary, and cards that earn 5% require an Amazon Prime membership.

How can I get free cash back?

For the rewards you earn to be “free”, you will need to pay off your credit card balance in full each month. Note that, like all credit cards, Amazon.com’s co-branded credit cards charge interest on balances you keep month-to-month.

These interest rates can be high, so make sure you don’t use your credit card to build up long-term debt. Only bill for purchases you can afford to pay each month, pay your bill in full when you receive it, and your rewards will be “free” for that.

How do I maximize my Amazon rewards?

If your goal is to maximize your Amazon Cash Back, you can take steps to increase your rewards or bundle your cash back with other promotions. Consider these tips:

View Amex offers

If you have an American Express credit card associated with Amex offers, you should check these offers frequently for special discounts on Amazon.com. While offers vary and can be sporadic, it’s not uncommon to get discounts on Amazon.com purchases when you use your American Express credit card to pay.

Use shopping portals

Maximize your Amazon.com cash back with shopping portals by clicking on a portal like Rakuten before shopping. This step is simple because all you need to do is create a free shopping portal account and “click” on the portal before making your regular online purchases.

Subscribe and save

Some purchases on Amazon.com have a “subscribe and save” feature that allows you to get a lower price if you agree to purchase specific items on a regular and automatic basis. Subscribe and save to make sure you always have what you need for your home, like diapers or trash bags, and to maximize your Amazon Cash Back.

Take advantage of Amazon.com gift card promotions

Also keep an eye out for Amazon.com gift card promotions at local retailers like supermarkets or office supply stores. You may be able to get a discounted gift card and earn Amazon Cash Back on your purchase at the same time.


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